PayComp connects the payroll world and the insurance carrier world — automatically, in real time. This page is your visual guide to every player, every product, and why it matters.
Every year, payroll providers sent estimates to carriers. Carriers priced policies based on those estimates. At year end, an auditor compared estimates to reality — and someone got a bill nobody saw coming. That was the industry standard.
Instead of estimates, PayComp uses actual payroll data — every two weeks, every pay run. Premiums are calculated on real numbers in real time. The audit becomes a formality, not a crisis. No surprises. Ever.
Every carrier-payroll relationship goes through five phases: Signal → Transform → Assess → Check → Keys. STACK measures how automated each phase is. The Parsing Engine is what drives that automation — and it's what we're actively building.
Today, the average relationship is around 34% automated. Every sprint, every phase we close, moves that number up. Full automation means the system runs without manual intervention — and the team focuses on growth, not spreadsheets.